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  • More than mortgages.

    As an RAR member, you’re eligible for VACU membership.

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In addition to helping your clients with their mortgage needs, VACU can also help you with your personal financial needs. As an RAR member, you are automatically eligible for membership. When you're ready to join, enter referral code 6504 and select “Richmond Area Association of REALTORS®” as the employer. As an added bonus, we'll waive the $5 minimum deposit. VACU members enjoy better rates, fewer fees, helpful services, and financial education resources.

  • Convenient Banking – Branches throughout the Richmond area, fee-free ATMs at Sheetz® and Wawa®, ATM fee rebates at all other ATMs, and our mobile app make it easy to access your money anytime anywhere.
  • Free Regular Checking – Regular Checking requires no minimum balance, letting you take your money further and bank with confidence.
  • Credit Cards – Low-rate and rewards credit cards all with no annual fees, no cash advance fees, and no balance transfer fees.
  • Personal Loans & Lines of Credit – Whether you need to pay for a large expense or want the flexibility of an open-end line of credit, we’ve got you covered.
  • Mortgages – With a wide variety of mortgage products, we can help you and your clients find the perfect mortgage to fit your needs.
  • Business Banking – A range of competitive products and services to support you and your real estate business.