Angel Fitzgerald Back to Mortgage Loan Officers Angel Fitzgerald Mortgage Loan Officer NMLS# 948511 angel.fitzgerald@vacu.org Office: (804) 614-3358 Hi, I’m Angel, your local mortgage expert. As a VACU mortgage loan officer, I am excited to be a beacon for our members and community for all their mortgage needs, helping them navigate through the (sometimes complicated) process. I’ve been a first-time homebuyer. I’ve refinanced. I’ve gone through life events that have caused me to reevaluate my own financial needs, so I’m familiar with the emotions that can stem from specific life events. You can count on me to be your trusted mortgage advisor. We'll get through the process together, and I’m here for you. I have lived in the Shenandoah Valley all of my life, and the Valley holds a special place in my heart. I love that I can be hiking in the mountains one day and sunbathing at the beach the next. Apply with Angel Why work with a VACU mortgage loan officer? As a local mortgage loan officer, I'm here to help you navigate the home financing process with confidence. Along with my personalized guidance and local expertise, I can assist with: Mortgages for your primary residence, second homes, or investment properties No-closing-cost options Home Equity and Home Equity Line of Credit (HELOC) options Adjustable-rate mortgages First-time homebuyer loans Low down payment options Specialty loans, including 100%-financing and jumbo loans Construction and construction-to-permanent loans What our members are saying: Angel and team were terrific. We had many questions throughout the process, and they were patient and responsive...my wife and I are very grateful! It was a great experience. Wonderful staff who worked with me and my needs [and went] above and beyond what I could’ve thought. Services VACU offers: Whether you're new to homebuying or you've done this before, we can help. Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step. Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense. Home Equity Tap into the money you've already invested in your home to cover life's expenses. Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations. Ready to get started? I'm here to help find the right option for your unique situation. Apply with Angel Your Homebuying Knowledge Base See all Article 6 min Financing Your Dream Home with a Construction Loan Home Video 7 min Watch: 9 Questions First-Time Homebuyers Ask Home Calculator Mortgage Payment Calculator Home Article 5 min 10 Ways to Make Your Home Feel New Home Article 4 min What Are Closing Costs? Home Article 4 min What Does Homeowner's Insurance Cover? Home Article 6 min 6 Tips to Navigate an Uncertain Real Estate Market Home Article 4 min Home Improvements that Pay Off Home Article 6 min How to Get Pre-Qualified for a Mortgage Home Calculator Home Affordability Calculator Home Article 3 min Mortgage Documents Checklist Home Article 4 min Mortgage Rate Lock Explained Home
Angel and team were terrific. We had many questions throughout the process, and they were patient and responsive...my wife and I are very grateful!
It was a great experience. Wonderful staff who worked with me and my needs [and went] above and beyond what I could’ve thought.
Mortgages From finding the right home to closing on a mortgage with a competitive rate, we're ready to help at every step.
Refinancing Refinance to lower your monthly payments, change terms, or get cash out to use for a home project or other expense.
Get Pre-Qualified Know your budget while you're looking for your next home, and show sellers you're serious during negotiations.