Special Offers

Take advantage of these special, limited-time offers from Virginia Credit Union.

Credit Card Intro Offers

VACU Mastercard credit cardsOur lowest intro rate. Ever. – Enjoy a 1.99% APR introductory rate* on all our credit cards with no annual fee. Whether you want an everyday low-rate, enjoy earning cash back or like to save up points for vacation, we have the card for you.

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*Conditions of Offer: Not all members qualify for this offer. Which promotional APRs for Purchases and Balance Transfers that a qualified member receives is based upon such member’s standard APRs for Purchases and Balance Transfers. Purchases made and balances transferred within 60 days of card opening retain a promotional APR for 12 months from card opening date. After that, the APR changes to the Purchase APR and Balance Transfer APR in effect which is currently 11.24% to 12.24% Variable APR for Essential Mastercard; 13.24% to 14.24% Variable APR for Cash Rewards Mastercard; and 15.24% to 16.24% Variable APR for Flex Rewards Mastercard as of 4/1/19 and subject to change. We will begin charging interest on balance transfers on the transaction date. If payment is ever 90 days or more past due; the promotional APR is forfeited and reverts back to the Purchase and Balance Transfer APR then in effect and applies to the entire outstanding promotional balance. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. VACU also reserves the right to decline any balance transfer request and may decline any that exceed the available credit limit. View our Disclosures for Special Offers or Card Agreement & Disclosure Statement for more information.