All Mortgage Loan OfficersPaul JonesSenior Mortgage Loan OfficerNMLS# 277227 paul.jones@vacu.org Office:804-591-4911 Fax:(804) 267-1433 Apply with Paul BiographyOriginating loans since 2016 has been a fantastic experience. My specialty is helping your family purchase a first, second, vacation home, or investment property, and providing insight to make the best of your financial position with a refinance. I listen to your dreams and hopes and want to help design a game plan for a smooth transaction and a great experience. The loan process is one of your most critical decisions, and I’m here to make it as informed and straightforward as possible.I was raised to use eye contact, shake hands, and smile genuinely. It instilled my moral beliefs to support our clients and build an essential item in every transaction—trust.I am a Virginia native and a Virginia Tech alumni. I have lived in the Tri-City area since 2006 and am now a Powhatan resident. I have two wonderful boys that are involved in sports and outdoor activities. We live life to the fullest and honor every day. Benefits of working with a VACU Mortgage Loan OfficerI'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.Mortgages for your primary residence, second homes, or investment propertiesNo closing-cost optionsAdjustable rate mortgagesFirst-time home buyer loansLow down payment optionsSpecialty loans, including 100% financing and jumbo loansConstruction loans and land loans Services OfferedWe've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Let's get your mortgage process started.I'm here and ready to help find the right option for you. Apply with Paul Mortgage Resources See More Resources A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.
MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process.
RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options.
Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations
A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home.
Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts.
Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.