Introducing our new Cosner East Branch. Now open!

We have moved!

Our new Cosner East branch makes access to VACU easier than ever with features like:

  • Financial, mortgage and realty services all under one roof with Virginia CU Realty on the second floor
  • Two drive-thru lanes
  • Two 24-hour ATMs
  • Coinstar® machine

And as always, VACU members enjoy free checking, better rates on savings and low rate loans and credit cards.

The new Cosner East Branch is the newest Fredericksburg area branch.

Financial Wellness Fair - May 23, 2019

To celebrate our new Cosner East branch, we are hosting a Free Financial Wellness Fair on Thursday, May 23 from 10am - 2pm. 

  • Mortgage loan officers and REALTORS® to answer all your home buying & selling questions

  • Financial industry professionals to answer questions

  • The Partner Perks Team onsite with games & prizes

While you're there, open a free checking account for a $100 bonus*!


The Cosner East Branch will be the newest Fredericksburg area branch.

Become a member today.

Find out how a credit union can work for you and help you to take control of your money on your own terms. VACU members enjoy free checking, better rates on savings and low rate loans and credit cards.

Learn More

*Offer: In order to qualify for the $100 cash bonus, you must 1) be 18 years of age or older 2) Open a new personal checking account, by June 28, 2019, AND 3) Have at least two direct deposits of any combination of a paycheck, pension payment, Social Security payment, or other eligible monthly income of $500 or greater electronically deposited into the account from an employer or outside agency for two consecutive months within 120 days of opening. We reserve the right to request documentation that the direct deposits qualify. Cash bonus is only available to new and existing members that do not currently have a personal checking account or direct deposit history with us within the prior 12 months. Offer may be withdrawn without notice. All accounts are subject to approval. Encore checking accounts do not qualify for the cash bonus. Employees, Board and Official Family are not eligible to receive this offer. Virginia residents only, 1 offer per member. $100 Cash Bonus Payment: Cash bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes. Offer cannot be combined with any other offer, is limited to one per account. We reserve the right to amend or cancel any part of this offer. Minimum opening deposit of $20 is required for VACU personal checking accounts. Product and service eligibility are subject to approval. Your account must be open and in good standing when the bonus is paid, approximately 6 months after opening.

Realty services are offered through Virginia CU Realty, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Virginia CU Realty, LLC. For VA residents only. Business conducted with Virginia CU Realty, LLC is separate and distinct from any business with VACU.