RV, Boat and Motorcycle Loans

We can help get you on the road – or on the water – faster with our affordable loan options.

Rates as low as

?

Discount

for automated monthly payments

Fast

and easy application with quick response

Attractive rates

Applies to model years 2014-2024 

Recreational Vehicle Loan Rates

ProductTermAPR* (as low as)
Recreational Vehicle Loan Ratesup to 48 months8.24%
Recreational Vehicle Loan Ratesup to 66 months8.74%
Recreational Vehicle Loan Ratesup to 72 months8.99%
Recreational Vehicle Loan Ratesup to 78 months9.24%
Recreational Vehicle Loan Ratesup to 84 months10.49%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999. Regardless of available discounts, 8.24% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $858.40 at a 8.24% APR with 48 month term; $669.83 at a 8.74% APR with 66 month term; $630.72 at a 8.99% APR with 72 month term; $598.55 at a 9.24% APR with 78 month term; and $589.94 at an 10.49% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Motorcycle Loan Rates

ProductTermAPR* (as low as)
Motorcycle Loan Ratesup to 48 months8.74%
Motorcycle Loan Ratesup to 66 months9.24%
Motorcycle Loan Ratesup to 72 months9.49%
Motorcycle Loan Ratesup to 78 months9.74%
Motorcycle Loan Ratesup to 84 months10.99%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 8.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $866.66 at a 8.74% APR with 48 month term; $678.41 at a 9.24% APR with 66 month term; $639.44 at a 9.49% APR with 72 month term; $607.41 at a 9.74% APR with 78 month term; and $599.10 at an 10.99% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Watercraft Loan Rates

ProductTermAPR* (as low as)
Watercraft Loan Ratesup to 48 months7.74%
Watercraft Loan Ratesup to 66 months8.24%
Watercraft Loan Ratesup to 72 months8.49%
Watercraft Loan Ratesup to 78 months8.74%
Watercraft Loan Ratesup to 84 months9.99%

Footnotes

*

Vehicle value is based on MSRP or by a source approved by us. Your APR is based on our internal credit criteria. Listed APRs assume excellent credit, a 0.500% discount for an automated payment method approved by us, a 1.00% discount for a loan-to-value (LTV) of less than 115% or less, 0.5% discount for a loan-to-value (LTV) that is between 115.1-125%, 1.5% discount for a loan amount of $35,000 or more, 1.0% discount for a loan amount between $20,000-34,999, and .25% for a loan amount between $10,000 - $19,999.  Regardless of available discounts, 7.74% is the minimum APR offered. Minimum and maximum loan amounts apply. Please contact us for specific terms, rates, and available discounts.

Payment example based on a $35,000.00 loan: $850.19 at a 7.74% APR with 48 month term; $661.30 at a 8.24% APR with 66 month term; $622.07 at a 8.49% APR with 72 month term; $589.77 at a 8.74% APR with 78 month term; and $580.86 at an 9.99% APR with 84 month term. Your APR may differ based on your loan amount, loan-to-value (LTV), repayment method, and other factors.

Buy your dream vehicle with a VACU loan

Have you picked out your boat, RV or motorcycle? Be ready with a vehicle loan. The application is fast and easy – and we’ll get you an answer quickly.