Loan Rates

Say goodbye to high monthly payments. Our loan rates are some of the lowest around, and that’s because we want your money to go further.

Effective Date: December 13, 2018

Mortgage Loan Rates

View home purchase rates
View home refinancing rates

Vehicle Loan Rates

Product
(model years 2008 - 2018)
APR* as low as
Car or Light Truck Loan up to 48 months 2.74%
Car or Light Truck Loan up to 66 months 3.24%
Car or Light Truck Loan up to 72 months 3.49%
Car or Light Truck Loan up to 78 months 3.74%
Car or Light Truck Loan up to 84 months 4.99%
* Read Important Disclosure

Home Equity Loan & Line Rates

Product APR* as low as
Home Equity Line of Credit 5.25% 1
Home Equity Loan 4.50%
* Read Important Disclosure

 

Bicycle Loan Rates

Product APR* as low as
Bicycle Loan Rates 9.24% 1
* Read Important Disclosure

 

Personal Loan & Line Rates

Product APR* as low as
Personal Line of Credit 7.25% 1
Personal Loan 9.24% 2
Deposit Secured Personal Loan 6.00% 3
* Read Important Disclosure

Credit Card Rates

Product APR* as low as
Essential Mastercard® 10.99%
Cash Rewards Mastercard® 12.99%
Flex Rewards Mastercard® 14.99%
* Read Important Disclosure

 

Motorcycle Loan Rates

Product
(model years 2008 - 2018)
APR* as low as
Motorcycle Loan Rates up to 48 months 4.99%
Motorcycle Loan Rates up to 66 months 5.49%
Motorcycle Loan Rates up to 72 months 5.74%
Motorcycle Loan Rates up to 78 months 5.99%
Motorcycle Loan Rates up to 84 months 7.24%
* Read Important Disclosure

Recreational Vehicle Loan Rates

Product
(model years 2008 - 2018)
APR* as low as
Recreational Vehicle Loan Rates up to 48 months 4.49%
Recreational Vehicle Loan Rates up to 66 months 4.99%
Recreational Vehicle Loan Rates up to 72 months 5.24%
Recreational Vehicle Loan Rates up to 78 months 5.49%
Recreational Vehicle Loan Rates up to 84 months 6.74%
* Read Important Disclosure

 

Watercraft Loan Rates

Product
(model years 2008 - 2018)
APR* as low as
Watercraft Loan Rates up to 48 months 3.99%
Watercraft Loan Rates up to 66 months 4.49%
Watercraft Loan Rates up to 72 months 4.74%
Watercraft Loan Rates up to 78 months 4.99%
Watercraft Loan Rates up to 84 months 6.24%
* Read Important Disclosure

The loan product and rate information seen here is current as of the effective date shown above. We sometimes offer other rates and terms for a period of time. Your rate may vary based on factors such as your credit history and payment method.

For more information, please contact Member Services at (804) 323-6800 or (800) 285-6609.