Loan Rates

Say goodbye to high monthly payments. Our loan rates are some of the lowest around, and that’s because we want your money to go further.

Effective Date: March 24, 2019

Mortgage Loan Rates

View home purchase rates
View home refinancing rates

Vehicle Loan Rates

Product
(model years 2009 - 2019)
APR* as low as
Car or Light Truck Loan up to 48 months 2.99%
Car or Light Truck Loan up to 66 months 3.49%
Car or Light Truck Loan up to 72 months 3.74%
Car or Light Truck Loan up to 78 months 3.99%
Car or Light Truck Loan up to 84 months 5.24%
* Read Important Disclosure

Home Equity Loan & Line Rates

Product APR* as low as
Home Equity Line of Credit 5.50% 1
Home Equity Loan 4.75%
* Read Important Disclosure

 

Bicycle Loan Rates

Product APR* as low as
Bicycle Loan Rates 9.49% 1
* Read Important Disclosure

 

Personal Loan & Line Rates

Product APR* as low as
Personal Line of Credit 7.50% 1
Personal Loan 9.49% 2
Deposit Secured Personal Loan 6.00% 3
* Read Important Disclosure

Credit Card Rates

Product APR* as low as
Essential Mastercard® 11.24%
Cash Rewards Mastercard® 13.24%
Flex Rewards Mastercard® 15.24%
* Read Important Disclosure

 

Motorcycle Loan Rates

Product
(model years 2009 - 2019)
APR* as low as
Motorcycle Loan Rates up to 48 months 5.24%
Motorcycle Loan Rates up to 66 months 5.74%
Motorcycle Loan Rates up to 72 months 5.99%
Motorcycle Loan Rates up to 78 months 6.24%
Motorcycle Loan Rates up to 84 months 7.49%
* Read Important Disclosure

Recreational Vehicle Loan Rates

Product
(model years 2009 - 2019)
APR* as low as
Recreational Vehicle Loan Rates up to 48 months 4.74%
Recreational Vehicle Loan Rates up to 66 months 5.24%
Recreational Vehicle Loan Rates up to 72 months 5.49%
Recreational Vehicle Loan Rates up to 78 months 5.74%
Recreational Vehicle Loan Rates up to 84 months 6.99%
* Read Important Disclosure

 

Watercraft Loan Rates

Product
(model years 2009 - 2019)
APR* as low as
Watercraft Loan Rates up to 48 months 4.24%
Watercraft Loan Rates up to 66 months 4.74%
Watercraft Loan Rates up to 72 months 4.99%
Watercraft Loan Rates up to 78 months 5.24%
Watercraft Loan Rates up to 84 months 6.49%
* Read Important Disclosure

The loan product and rate information seen here is current as of the effective date shown above. We sometimes offer other rates and terms for a period of time. Your rate may vary based on factors such as your credit history and payment method.

For more information, please contact Member Services at (804) 323-6800 or (800) 285-6609.