Home Purchase

$500 off closings costs on a new mortgage!

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VACU Mortgages

  • We finance primary residences, second homes, investment properties and land located in Virginia.
  • We offer a variety of mortgage programs for first-time and repeat home buyers, including mortgage options with no down payment.
  • mortgage loan officer from our team will consult with you and help you find the loan option that fits your individual needs.
  • We can usually close your loan within 30 to 45 days once we have a completed application.

A Guide to Home Buying: Our video series will walk you through the basics of the home buying process.

A Guide to Home Buying Video Series

Virginia CU Realty

Virginia CU RealtyA great choice for first-time home buyers or members seeking additional savings, agents of our affiliate Virginia CU Realty have firsthand knowledge of our home loan products and services, can answer your real estate questions and will work with you through the home buying and selling process.

As a member you may be eligible for certain discounts or rebates when selling or buying your home with Virginia CU Realty.

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*Virginia Credit Union is offering a $500 discount on closing costs on new mortgage loans subject to qualification and credit approval. This promotion is valid on new mortgage pre-qualification or applications submitted between 04/01/19 and 06/30/2019. The closing cost reduction will be limited to the lesser of $500 or lender closing costs and may not exceed maximum seller contribution limits set by program guidelines. Mortgage loan must close by 12/31/2019. This is not available for VHDA, Housing Finance Agency/Bond or Rural Development products. This offer can be used in conjunction with the VACU Realty rebate. It cannot be combined with any other promotion or discount and is subject to compliance with Virginia Credit Union's loan program guidelines.