All Mortgage Loan OfficersLiz CopelandSenior Mortgage Loan OfficerNMLS# 1342399 firstname.lastname@example.org Office:(434) 466-3289Fax:(804) 267-1433 Apply with Liz BiographyA mortgage is not a transaction but more so a relationship that I develop with each person. The experience is by far the most important piece of the mortgage process, along with making sure you get the best value.I enjoy being in a business where it’s all about the client, and I look at each loan as if I were doing it for myself. Whether it’s a home purchase or a refinance to utilize the equity in your current home, helping others enhance their financial picture is top of mind.I’ve lived in Virginia most of my life and now reside in the Virginia Beach area because the beach is the place for me! When I’m not helping my clients, I enjoy spending time with my family at the beach, practicing Pilates, roller skating, or at a basketball tournament. Benefits of working with a VACU Mortgage Loan OfficerI'm local and ready to help. Whether it's your first home or fifth, I'll be in your corner every step of the way.Mortgages for your primary residence, second homes, or investment propertiesNo closing-cost optionsAdjustable rate mortgagesFirst-time home buyer loansLow down payment optionsSpecialty loans, including 100% financing and jumbo loansConstruction loans and land loans Services OfferedWe've got different loan options, depending on what you need. I'm here to help you find the right solution for your unique situation. MortgagesFrom finding the right home to closing on a mortgage with a great rate, we help you at every step of the process. See options RefinancingTake advantage of lower rates—refinance your current mortgage and get better terms! We also offer refinances with no closing costs or cash-out options. Learn more Get pre-qualified!Getting pre-qualified will establish your home-buying budget, helping you narrow your search. And when you're pre-qualified, sellers and real estate agents know you're serious about buying, giving you a crucial leg up in negotiations Apply now Let's get your mortgage process started.I'm here and ready to help find the right option for you. Apply with Liz Mortgage Resources See More Resources A Guide to Home Buying In this helpful video series, we'll walk you through the basics of buying a home. Mortgage FAQs What does pre-qualified mean? What do closing costs include? Get answers from our experts. Mortgage Online Application FAQs With MemberConnect, applying online for a mortgage from has never been easier—but that doesn’t mean you won’t have questions. Here’s what our members ask the most.