Business Loans

We’re here to help your business grow with the money you need at a great rate. We offer a variety of credit solutions to give you the purchasing power you need to meet your business goals.

For information about our business products and services, and how to join as a business member, call us at (804) 323-6800 or (800) 285-6609, or send us an email.



Commercial Mortgages 

We offer competitive rates and flexible terms for owner-occupied and non-owner-occupied 
commercial properties.

  • Purchase
  • Refinance
  • Construction to permanent
  • Fixed or variable rate

Term Loans

We offer competitive terms and excellent member service to help fund any of your business needs.

  • Equipment
  • Vehicles
  • Capital expenditures/expansion
  • Fixed or variable rate

Credit Cards

Give your business a secure and convenient option for making business related-purchases.

  • Save every day with the Mastercard Easy Savings® Program
  • Rates as low as 11.24% APR (variable rate), for qualified business members with no annual, balance transfer or foreign exchange fees
  • Set spending limits for each card holder
  • Track and organize your business spending
  • Chip technology for greater global usability and security

Lines of Credit

We can help with your short term financial needs and prepare you for unexpected business expenses.

  • Short-term working capital
  • Business Equity Lines of Credit

Business Lending Team

No two businesses are alike. That’s why Virginia Credit Union offers a wide range of competitive products and services for your business needs.

Learn more