You must be a VACU member and cardholder in good standing. Not all members
qualify for this offer. Which promotional APR for Balance Transfers that a qualified
member receives, is based upon such member's standard APR for Balance Transfers.
Balances transferred from 4/1/2014 to 6/30/2014 retain a promotional APR for two years
from the posting date provided no payment is ever 90-days or more past due; otherwise
your promotional APR is forfeited and reverts back to your Balance Transfer APR
then in effect and applies to the entire outstanding promotional transferred balance.
VACU is not responsible for any charge owed to any creditor because a payment was
not applied by a specific date. VACU reserves the right to decline any balance transfer
request. Refer to VACU's Card Agreement and Disclosure Statement for more information.