12 Reasons to Have Title Insurance

By insuring your title, you can eliminate delays and technicalities when passing it on to someone else. Here's a list of just some of the hidden risks title insurance protects you from.

  1. Deeds by persons of unsound mind
  2. Deeds by minors
  3. Deeds by persons who are supposedly single but are in fact married
  4. Undisclosed or missing heirs
  5. False impersonation of the true owner of the property
  6. Forged deeds, releases or wills
  7. Instruments executed under invalid or expired power of attorney
  8. Mistakes in recording legal documents
  9. Misinterpretations of wills
  10. Liens for unpaid estate, inheritance, income or gift taxes
  11. Deeds signed while the grantor was in bankruptcy
  12. Defects in the recording of a document upon which your title is dependent

Not insured by NCUA or any federal government agency. Not a deposit of or guaranteed by a credit union or credit union affiliate. May lose value.