Special Offers Take advantage of these special, limited-time offers from Virginia Credit Union. Holiday Shopping Rate We’ll take 6% off your standard purchase APR* when you use your VACU credit card on purchases made November 25–November 30, 2015. *For qualified members. See conditions of offer. Learn More Credit Card Balance Transfer Special balance transfer offer through December 31, 2015 – Special balance transfer rates of 2.99% - 4.99% APR. Save money when you transfer balances from higher-rate credit cards and loans to your VACU credit card. *For qualified members. See conditions of offer. Learn More Cash Rewards MasterCard Cash Rewards MasterCard – Earn a 1% rebate on all purchases. Special cash back offer through September 30, 2016: Earn a total of 3% on gas, 2% on groceries, and 2% on restaurant purchases with no annual fee. Net purchase restriction applies. Learn More Flex Rewards MasterCard Flex Rewards MasterCard – Earn 1 point for each $1 spent on every purchase and 2 points for each $1 spent on travel, entertainment and dining. Spend $2,500 within the first 90 days of opening a new card and earn 7,500 bonus points. Learn More Bill Pay $1,000 Giveaway Congratulations to Kiesha Walker of King George, Virginia who won the Bill Pay $1,000 Giveaway contest! Complete rules and additional information are available online.