Special Offers Take advantage of these special, limited-time offers from Virginia Credit Union. Credit Card Balance Transfer Special balance transfer offer through 6/30/17 – Special low rates from 2.99% APR on our regular Mastercard. Save money when you transfer balances from higher-rate credit cards and loans to your VACU credit card. Learn More Flex Rewards Mastercard Flex Rewards Mastercard – Earn 2 points for each $1 spent on travel, entertainment and dining and 1 point for everything else you spend on your card. Earn 10,000 bonus points when you spend $3,000 within the first 90 days of opening a new card. Learn More