Enhanced Benefit Checking Isn't it great to be rewarded? This account is our way of thanking you for a deeper deposit relationship with Virginia Credit Union. Added benefits include: Bonus rate on certificate renewals One free box of VACU specialty checks each year One free stop payment each month Free official checks Two free domestic wire transfers each month Free overdraft transfers from savings 20% safe deposit box discount based on availability Pays Dividends Monthly Fee Min. Balance to Open Yes View rates None if min. average monthly combined deposit balances are $25,000 or more. $15 if less than $25,000.*** $20 Get Started Included with all of our checking accounts: Free VACU debit card Nationwide ATM & shared branch access ATM fee rebates Online Banking with Bill Pay & eStatements Store and manage your payment information with digital wallets Free Mobile Banking App* with Mobile Deposit Easy online check reordering QuikLine phone banking 4 checking withdrawals from non-VACU ATMs free of network fees each month** Checking Switch Kit Use our Checking Switch Kit to easily move your existing account to VACU. Get details Already have a VACU checking account? Whether you’re looking to set up direct deposit, reorder checks or learn more about the features of your VACU checking account, our resources can help. View our account holder resources *While Mobile Banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage. Check your plan before you start using the service. **Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees. ***Qualifying share accounts include your active checking accounts, regular savings, Premium and Premium Plus money market savings, savings certificates and IRAs. The $25,000 minimum average monthly combined deposit balances include deposit balances of all joint owners of the Enhanced Benefit Checking account except for custodian and business accounts.