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HomePersonal Banking Services * Checking Services * Compare Checking Account Options

Checking Account Comparison

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Features & Benefits
Checking Plus
(compare to Interest Checking elsewhere)
Extra Credit Checking
(For ages 15-22)
Minimum balance requirement
None
$1,000 daily balance
None
Monthly fee
None — Free
None if minimum balance is maintained
None — Free
Pays dividends
No
Debit card

Free

Online Banking

Free

Online Bill Pay

Free

Electronic statements (eStatements)

Free

Mobile Banking*

Free

Mobile Deposit*

Free — Available with our Mobile Banking apps

Text Banking**

Free

QuikLine Phone Banking

Free

ATM checking withdrawals at ATMs not owned by VACU***

4 per month free of VACU network ATM fees; $2 thereafter.
Surcharge rebates available with qualifying checking activity.

Statement Rewards
Money-saving offers based on debit card purchase and checking activity, viewed in Online Banking
Change Jar
Optional automatic savings program that rounds up debit card purchase amounts
Check printing cost
Most economical is $16 for 150 checks
One free order of VACU custom checks
Overdraft Protection transfers from other designated accounts
$5 maximum one fee per day even if multiple overdraft sources are accessed
Overdraft / returned item fee
$30
$30
One fee waived
Read Important Disclosure

*While Mobile Banking and Deposit is free from VACU, please be aware that your mobile service provider may charge you for data plan usage, so check your plan before you start using the service.

** While Text Banking is free from VACU, your mobile service provider may charge for sending and receiving text messages. Check with your provider for details and specific charges that may apply for you.

*** Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.

Please contact us if we can help you in any way.