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HomeLoans & Mortgages * Personal Lines of Credit

Personal Lines of Credit

A Virginia Credit Union line of credit provides a ready source of funds anytime you need them. Once your line of credit is approved, you can borrow the amount you want — from $100 up to your limit. And you pay interest only on the amount you owe.

  • Home furnishings
  • School expenses
  • Taxes
  • Emergency needs
  • Overdraft protection for checking
  • Other personal needs

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Easy access to line of credit funds

Low payments

Minimum monthly payments are only 2.5% of your outstanding balance or $25, whichever is greater. You can pay more any time. The minimum payment due is shown on your monthly statement, and payments are due the 28th of the month.

Easy ways to pay

How to apply for a personal line of credit

Please contact us if you have questions or if we can help you in any way.

Personal Line of Credit Rates

Effective Date: April 20, 2015
Product Annual Percentage Rate (APR) as low as
Personal Lines of Credit 7.00%*
* Read Important Disclosure

*APR varies and may be adjusted monthly based on the Prime Rate published in the Wall Street Journal. Minimum APR is 7.00%. Minimum and Maximum credit limits apply.