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HomeLoans & Mortgages * Home Purchase * Mortgage Consultants

Our Mortgage Consultants

Whether you are considering purchasing or refinancing your primary home, a vacation home, or an investment property, VACU’s Mortgage Consultants are here to help you every step of the way.

Each member of our mortgage team is an expert with extensive experience in real estate lending. Expertise, coupled with VACU’s emphasis on communication and member service, will ensure your mortgage loan path is a smooth one. Contact one of our Mortgage Consultants today for a free consultation. We will assist you in finding the mortgage option that meets your financial needs.

Steve Cramer
Mortgage Loan Officer

Office: (804) 205-5576
Toll free: (800) 285-5051, ext. 5576
Fax: (804) 267-1433
Email Steve
NMLS#: 455576

Tina Huff
Mortgage Loan Officer

Office: (804) 205-5574
Toll free: (800) 285-5051, ext. 5574
Fax: (804) 267-1433
Email Tina
NMLS#: 455628

Jay Liverman
Mortgage Loan Officer

Office: (804) 201-2182
Toll free: (800) 285-5051, ext. 2182
Fax: (804) 267-1433
Email Jay
NMLS#: 893555

Kenny Payne
Mortgage Loan Officer

Office: (804) 201-2187
Toll free: (800) 285-5051, ext. 2187
Fax: (804) 267-1433
Email Kenny
NMLS#: 248630

Tracie Price
Mortgage Loan Officer

Office: (804) 205-5575
Toll free: (800) 285-5051, ext. 5575
Fax: (804) 267-1433
Email Tracie
NMLS#: 482806

Bradley Reed
Mortgage Loan Officer

Office: (804) 327-7336
Toll free: (800) 285-5051, ext. 7336
Fax: (804) 267-1433
Email Bradley
NMLS#: 319747

Linda Secrist
Mortgage Loan Officer

Office: (804) 253-6119
Toll free: (800) 285-5051, ext. 6119
Fax: (804) 267-1433
Email Linda
NMLS#: 419848

Candice Shelor
Mortgage Loan Officer

Office: (804) 560-5636
Toll free: (800) 285-5051, ext. 5636
Fax: (804) 267-1433
Email Candice
NMLS#: 410508

Thang Truong
Mortgage Loan Officer

Office: (804) 205-5563
Toll free: (800) 285-5051, ext. 5563
Fax: (804) 267-1433
Email Thang
NMLS#: 898159