Buying your first house is a big deal, but it doesn’t have to be a big hassle. Virginia Credit Union offers first-time home buyers mortgages with no down payment* as well as conventional, VHDA, FHA and other mortgage programs. And, our mortgage rebate program can help you save money at closing.
Check out our resources and get started with a free mortgage pre-qualification.
*For qualified members.
About our mortgages
- We finance homes in Virginia, including single-family homes, town homes, warrantable condos, and modular homes.
- Our mortgage loan officers share knowledge and discuss options. You can feel comfortable asking questions and getting help in finding a loan program that fits your needs.
- Once we have a property address and a completed application, we can usually close your home purchase loan within 30 to 45 days.
Virginia CU Realty
If you’re thinking about purchasing a home for the first time, or want to take advantage of an exclusive rebate, consider Virginia CU Realty. An affiliate of Virginia Credit Union, Virginia CU Realty has agents who are knowledgeable about our home loan products and services, can answer your real estate questions and will work with you through the home buying process.
As a member you may be eligible for certain rebates when buying your home with Virginia CU Realty.