*Rates displayed are examples; other standard purchase APRs are similarly discounted.
**Rebate Rewards. Standard 1% reward on all new net purchases (qualifying purchases less credits, returns, and adjustments) charged to the account each billing cycle. From 10/1/12 – 09/30/16, earn additional bonus rewards on the first $3,000 of net purchases in each of these three categories when processed by an eligible participating merchant: (a) grocery and (b) restaurant merchants - 1% bonus for a 2% total rebate; and (c) gas merchants - 2% bonus for a 3% total rebate. For each category, any net purchase in excess of $3,000 will earn the standard 1% rebate. Rewards are paid annually during the month in which your account was opened.
Conditions of Offer: You must be a VACU member in good standing. Which special promotional APR for Net Purchases that a qualified member receives, is based upon the member’s standard APR for Purchases. Purchases made from 11/25/15 through 11/30/15 retain the special promotional APR for two years from the posting date provided no payment is ever 90 days or more past due; otherwise the special promotional APR is forfeited and reverts back to the standard purchase APR then in effect and applies to the entire outstanding promotional balance. Refer to VACU’s Credit Card Disclosure Statement for MasterCard and Cash Rewards MasterCard or VACU's Credit Card Disclosure Statement for Flex Rewards MasterCard for more information.