Cardholder Resources Make the most of your card. Manage your card online Use Online Banking today to enjoy convenient and secure access to manage your credit card from anywhere. Enroll Travel Tip Before you pack your bags, let us know where you are headed so we can limit any inconveniences when using your VACU card. Use the Travel Memo Request in Online Banking or contact us. *Conditions of Offer: You must be a VACU member in good standing; not all members qualify for this offer. Which promotional APR for Balance Transfers that a qualified member receives, is based upon the member’s standard APR for Balance Transfers. Balances transferred from other lenders from 4/1/16 to 6/30/16 retain a promotional APR for two years from the posting date. After that, the APR changes to the Balance Transfer APR in effect which is currently 8.99%-10.99% APR as of 04/01/2016. We will begin charging interest on balance transfers on the transaction date. VACU is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. VACU reserves the right to decline any balance transfer request. Refer to VACU’s Credit Card Disclosure Statement for Mastercard and Cash Rewards Mastercard or VACU's Credit Card Disclosure Statement for Flex Rewards Mastercard for more information.