Guaranteed Asset Protection (GAP)
GAP protects you against financial loss in the event your vehicle is damaged beyond repair (totaled) or stolen and never recovered by paying for the difference between the proceeds from your insurance settlement and the loan balance.
Learn more about GAP
Major Mechanical Protection (MMP)
This provides protection against the cost associated with most of your vehicle's mechanical breakdowns (beyond the normal terms and conditions of the manufacturer's standard warranty and after the warranty has expired).
Learn more about MMP
Loan Payment Protection
To protect you and your family from a financial burden, optional term life insurance and disability insurance for loans are available at a reasonable cost.
Learn more about Loan Payment Protection
Protection for your auto, motorcycle, RV or boat is made available to Virginia Credit Union members by Virginia CU Insurance Services.
If you have any questions or if we can help you in any way, please contact Member Services at (804) 323-6800 or (800) 285-6609.