When it comes to identity theft , you can't completely control whether or not you will become a victim, but you can make it much harder for a thief to steal your personal information. These simple tips may help you minimize your risk.
- Review your credit reports annually.
- Cancel all unused credit accounts.
- Carry only the identification information and the number of credit and debit cards that you actually need.
- Don’t carry your Social Security card in your wallet.
- Give your Social Security Number only when absolutely necessary. Ask to use another method, such as a password.
- Dispose of confidential documents such as charge receipts, copies of pre-approved credit applications, insurance forms, bank statements by shredding.
- Review all account statements promptly. Pay attention to your billing cycles. Follow up with creditors if your bills don’t arrive on time.
- Deposit outgoing mail in post office collection boxes, rather than in an unsecured residential or commercial mailbox.
- Don’t give out personal information on the phone, through the mail or over the Internet unless you’ve initiated the contact or are sure you know with whom you are dealing.
- Place passwords on your bank accounts.
- Be wary of promotional scams. Identity thieves use phony offers to persuade you to give them personal information.
- Secure personal information at home especially if you have roommates, employ outside help, or are having service work done in your home.
- Ask about information security practices in your workplace or at businesses you frequent. Find out who has access to that information and how it is protected. Ask about the disposal procedures for those records.
Please contact us if you have questions or we can help you in any way.