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Credit Union Direct Lending (CUDL)

As a Virginia Credit Union member, you now have the option to get your credit union vehicle financing approved and funded right at the dealer.

Virginia Credit Union's participation in the Credit Union Direct Lending (CUDL®) dealer network makes this possible.

How CUDL works

This program is currently available at Virginia auto dealers displaying the CUDL logo. You can apply while at the dealership.

  • Visit any participating CUDL dealer and identify yourself as a Virginia Credit Union member.
  • Request your Virginia Credit Union financing through the CUDL system.
  • The CUDL system is available anytime during the dealership's business hours.

Participating Dealers

Below are the participating dealers in Virginia and Maryland. Dealers are always being added, so check back often.


Abingdon Pioneer Chevrolet
Appomattox Auto-Mattox
Ashland Patrick Pontiac-Buick-GMC
Sheehy Ford-Mercury Ashland
Whitten Brothers of Ashland
Chantilly Priority Nissan Chantilly
Charlottesville Brown Chrysler, Dodge, Subaru, Jeep
Brown Honda
Brown Mercedes
Brown Toyota Scion
Colonial Auto Center
Flow Audi, Mazda
Flow Porsche
Flow Volkswagen
Mallory Ford of Charlottesville
Price Chevrolet Co.
Chester Colonial Honda
Colonial Kia
Gateway Hyundai
Haley Ford
Heritage Chevrolet
Priority Nissan Richmond
Priority Toyota
Priority VW
Christiansburg Duncan Ford Lincoln Mazda
Collinsville Nelson Kia Subaru
Danville Blackwell Automotive Inc.
  Robert Woodall Chevrolet
Robert Woodall Hyundai
Robert Woodall Nissan
Elkton Myers Ford
Emporia Boyd of Emporia
Fairfax Fairfax Motors
Farmville Haley of Farmville
Forest Lynchburg Mazda
Lynchburg Nissan
Fredericksburg Mercedes Benz of Fredericksburg
Pohanka Auto Center
Pohanka Honda
Radley Cadillac
Radley Imports Inc.
Rosner Motors Inc
Safford Motors Dodge Chrysler Jeep Ram
Volvo of Fredericksburg
Glen Allen New Millennium Auto Sales
Richmond Ford West
Hampton Pomoco Nissan
  Tysinger Motor Company
Harrisonburg VA Auto Sales
Hopewell Strosnider Chevrolet
King George Rosner Ford
Lebanon Blue Ridge Dodge, Ram Jeep Chrysler
Leesburg Hertz Car Sales - Leesburg
Louisa Kip Killmon Ford
Madison Eddins Ford
Manassas Battlefield Ford and Pre-owned
  Sheehy Nissan of Manassas
Martinsville Nelson Ford Mazda
  Nelson Honda
Mechanicsville Bill Talley Ford
  Gary Higginbotham Auto Sales, LLC
  Mechanicsville Honda
Mechanicsville Toyota
Mechanicsville Scion
Sheehy Nissan of Mechanicsville
Midlothian CarLotz, Inc
Haley Toyota
Hyman Bros. Automobiles Midlothian
Hyman Bros. Mitsubishi
  Land Rover Richmond
Mercedes-Benz of Richmond
Haley Volvo
Pearson Honda
Pearson Infiniti
Pence Nissan, Subaru, Kia
Richmond BMW South
Ultimate Motors
Montross Northern Neck Chevrolet
Newport News Hyman Bros Mazda
  Pearson Toyota Scion
Norfolk Charles Barker Nissan
North Chesterfield 60 West Auto Sales
Orange Reynolds Buick, GMC, Cadillac, Subaru
Petersburg Priority Used Car Super Center
Powhatan Haley Chevrolet, Pontiac, GMC
Prince George Crossroads Chrysler, Jeep, Dodge
Crossroads Ford
Pulaski Duncan Suzuki
Richmond Basic Auto Sales of Richmond
  Bill Talley Ford
Brown's Buick, VW & Jaguar
Brown's Jaguar
Haley Chrysler, Dodge, Jeep, Ram
Haley Buick-GMC Trucks
City to City Automotive Group
Crown Acura
Davis Auto Sales
Dominion Chevrolet-Buick-Pontiac-GMC
East End Auto Sales
Enterprise Car Sales
Haley Pontiac GMC
Haley Toyota Certified
Hertz Midlothian
Hyman Bros. Automobiles
Lexus of Richmond
McGeorge Mercedes
McGeorge Toyota Certified Sales Center
McGeorge Toyota (new vehicles)
Mooers Volvo
Moore Cadillac
Nissan of Richmond
Patrick Kia
Pearson Chrysler, Jeep, Dodge, Ram
Pearson Hyundai
Pearson Kia
Pearson Mazda
Priority West End Super Center
Richmond BMW
Richmond Ford LLC
  Rick Hendrick Chevrolet, Buick, GMC
Royal Chevrolet
Sheehy Ford
VA Cars Inc
West Broad Honda
West Broad Hyundai
West Broad Volkswagen
Whitten Brothers Jeep-Chrysler-Mazda
Whitten Fiat of Richmond
Ridgeway Jim Mills Automotive
  Jim Mills Nissan
Roanoke Haley Toyota of Roanoke
Rocky Mount Duncan Ford, Chrysler, Jeep, Dodge, Ram
South Boston Crowell Motor Company, Inc
South Hill Boyd Honda of South Hill
Springfield Sheehy Nissan Springfield
  Sheehy Volkswagen Springfield
Stafford Rosner Motors Stafford, Inc.
Rosner Nissan of Stafford
Stanleytown GR Chevrolet
Nelson Toyota
Tappahannock Tappahannock Chevrolet LLC
Virginia Beach Hall Jeep-Chrysler, Dodge, Ram
  Heritage Motor Company
  LA Auto Star
Williamsburg Williamsburg Honda
Warrenton Sheehy Ford of Warrenton
Winchester Apple Valley Hyundai
Miller Honda, Volkswagen, Suzuki
Woodbridge Karen Radley Acura, Volkswagen
  Koons Automotive Inc.
Wytheville Blue Ridge Nissan
  Bob Huff Chevrolet, Buick, GMC
  Bob Huff Buick
  Bob Huff Ford, Subaru
  Bob Huff GMC


Capitol Heights Pohanka Hyundai Capitol Heights
Gateway Subaru
Leonardtown Leonardtown Ford
Mechanicsville The Used Car Factory
Pocomoke Buchanan Subaru Inc.
Salisbury Sherwood Chrysler, Jeep, Dodge
  Sherwood Ford, Lincoln, Mercury
  Sherwood Kia

Contact Member Services at (804) 323-6800 or (800) 285-6609 and we'll be glad to answer any questions you may have about car loans, rates, and the application process.

It is important that you negotiate all aspects of the purchase (as you would with any dealer). Neither VACU nor CUDL has agreements with dealers that affect vehicle prices. VACU does not endorse individual dealers.