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Personal Line of Credit Rates    as of 5/9/2008
A personal line of credit is a convenient, low-cost way to borrow without having to re-apply each time. Then you can borrow anytime, up to your credit limit. For more information, contact Member Services.

Loan TypesCredit Limits AvailableVariable Annual Percentage Rate
FirstLine$100 to $1,00013.25% (Prime +8%)
Virginia Line$1,000 to $15,0008.25% (Prime +3%)
StateLine$10,000 to $35,0006.75% (Prime +1.5%)

The minimum monthly payment for any line of credit is 1.5% of your outstanding balance or $50, whichever is greater.

Please contact us if you have questions or we can help you in any way.