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QUARTERLY NEWSLETTER FOR VIRGINIA CREDIT UNION MEMBERS April 2008 |
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Here's what you'll find in this issue:
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Dear Members, This year Virginia Credit Union celebrates 80 years of service. Since 1928, your credit union has focused on helping members get ahead financially. We sincerely hope that being part of your not-for-profit cooperative has in some way made a difference in your financial life. In recognition of this special birthday, we hope you will share your comments and stories with us. How has your credit union helped you and your family? Is there something you have experienced here that is different from other financial institutions? We also welcome your suggestions about ways we can serve you better. We would like to publish some of your comments in our newsletters or on our web site. If your comments are published, we would use only your first name and the city or town where you live. You may send us your comments online or through the mail. Please include your name, address and a daytime phone number so we can reach you if we have questions. Thank you for using your credit union and for allowing us to serve your financial needs. We look forward to hearing from you. Best Wishes, Please send us your comments |
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Cosner’s Corner branch now open The newest Virginia Credit Union branch is now open at 9951 Jefferson Davis Highway, Fredericksburg, VA 22407 (off the Spotsylvania exit on I-95). The hours are Monday - Thursday 9 a.m. - 5 p.m., and Friday, 9 a.m. - 6 p.m. A full-service 24-hour ATM is also available. |
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The right kind of mortgage loan Whether you’re interested in buying a new home or you want to refinance your existing mortgage loan from a higher-rate lender, please check with the credit union first. You’ll find helpful information at our Mortgage Loan Center. Call us for personal assistance by phone or to meet with a mortgage advisor. |
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Earn a cash rebate when you buy or sell a home Check out the SMARTMOVE program that provides personal assistance from an accredited realtor and pays you a cash rebate based on the sales price of your home. The average rebate paid to VACU members in 2007 was $880. To learn more about SMARTMOVE, call (877) 645-6560 or visit the SMARTMOVE web site. |
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Saturday, May 3, 2008 - 9 a.m. - 12 p.m. Virginia Credit Union Help protect your identity by shredding your outdated personal and financial papers. Cintas Document Management, a document destruction company, will shred up to three boxes of paper per person. Plus, we’ll provide additional information on other ways to help protect you and your family from identity theft. |
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You’re automatically entered to win by doing 3 things:
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Tax refunds and rebates Cell phone text messages Don’t fall for these or other requests for personal or account information. For information on scams and security tips, visit our Security Center. |
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Youth Savings Challenge: April 1 - 30, 2008 In recognition of National Credit Union Youth Week and to encourage young members to save, we’re having a special prize drawing. Members under age 18 who make a deposit to a new or existing savings account during the month of April will automatically be entered in a drawing for one of ten $25 deposits. Winners will be notified by mail in May. This drawing is in addition to our “Ready, Set, Save!” program. See the official Youth Savings Challenge rules. Encourage all young people in your family to participate. For members under 21, there is no minimum balance to earn dividends on a regular savings account. Tips for helping young people save
Visit the Education & Resources section for more information for kids and teens. |
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Wouldn’t it be nice to actually enjoy yourself when looking for your next car? Getting pre-approved at your credit union gives you the freedom to shop like a “cash” buyer and negotiate for the best car price. Benefit from low rates, additional loan discounts and loan approval online or by phone. Call us or visit our Car Loan Center for car buying information and to get pre-approved today. |
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Bike with us to raise funds for MS Join us for the Bike MS: Virginia Credit Union Ride Virginia 2008 to benefit the Multiple Sclerosis Society. All rides begin and end at the State Capitol in Richmond. Saturday, May 31 & Sunday June 1
Sunday, June 1
Learn more and register or call 1-800-FightMS. |
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Automatic transfers available any day Save time and money on stamps when you sign up for the automatic transfer program to make savings deposits, loans payments, and other deposits any day of the month. Call us to set up your automatic transfers. |
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Get help to plan now for income during your retirement There’s a big difference between not working and not worrying. Yet for millions of Americans, the worrying begins after the working ends. There’s inflation, fluctuating investment returns, taxes and skyrocketing costs for medicine and health care. Retiring without financial stress requires a sound retirement income plan. The MEMBERS Financial Services Representatives located at Virginia Credit Union can work with you to build a plan that allows you to live without worrying whether you’ll outlive your savings. Together you’ll clarify your needs, consider the risks you face, select investment options, put your plan into action, and then measure your success. To arrange a no-cost, no-obligation meeting at a convenient branch, call the MEMBERS Financial Services Representatives today. (804) 560-5643 or (800) 285-5051, ext. 5643 “Women and Investing” Seminar Representatives are registered through, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 866-512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR030805-4582 |
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To encourage more members to save, your credit union is
offering, 
