Personal Loans

When you need to borrow, think of Virginia Credit Union first and get your loan quickly. We offer personal loans for as little as $100.

Loans for all your needs

• Bill consolidation
• Elective surgery or dental expenses
• Furniture
• Home repairs
• Taxes
• Tuition
• Vacation
• Other personal needs

It's easy to apply

• Apply online now
• Apply over the phone, 24 hours a day, 7 days a week.
• Apply by mail, fax or at any branch — print an application and return it to us.

Easy ways to pay

• Payroll deduction
• Automatic transfer from your credit union checking account
• Internet Home Banking
• QuikLine Phone Banking
• Transfer by phone through Member Services
• Mail a check or pay at a branch
• Automatic deduction from another financial institution

Low rates
Check out our personal loan rates. Your rate will include a .25% APR discount when you repay through payroll deduction or an automatic transfer from your credit union checking account. Plus, you'll get an additional .25% APR discount on your new loan if you participate in one of our Relationship Packages.

To get one of the best loan rates, consider using your credit union savings as collateral. You can pledge funds in regular savings, premium money market savings, premium plus money market savings or a savings certificate.

Use our loan calculator to estimate your payments.

Loan protection insurance

To protect your family from a financial burden, optional term life and disability insurance for loans are available at a reasonable cost. Learn more about loan protection insurance or ask for details when you apply for your loan.

Please contact us if you have questions or if we can help you in any way.