Relationship Packages

I’m already a member and I want to open a Relationship Package. Do I need to fill out the Membership Application again?

Can I enroll in the Relationship Package without the minimum balance required and make deposits to eventually meet the minimum balance required?

If I don’t maintain the minimum balance requirement, will the credit union automatically discontinue the Relationship Package or change my Reward level?

Do my credit card balances and line of credit count toward my minimum balance requirement?

Does my first mortgage balance count toward my minimum balance requirement?

I just got a new vehicle loan. Will I be automatically put in the next higher reward level?

What happens if I don’t maintain the minimum combined balance?
 

I’m already a member and I want to open a Relationship Package. Do I need to fill out the Membership Application again?
To enroll in a Relationship Package, just contact us by calling Member Services, visiting a branch, or writing to us.

Can I enroll in the Relationship Package without the minimum balance required and make deposits to eventually meet the minimum balance required?
You need to have the balances in your accounts when you enroll in the program.

If I don’t maintain the minimum balance requirement, will the credit union automatically discontinue the Relationship Package or change my Reward level?
No, not automatically, but you may request that we change your Reward level or cancel your Relationship Package by calling Member Services or visiting a branch. You will want to keep the necessary balance to avoid a fee.

Do my credit card balances and line of credit count toward my minimum balance requirement?
Yes, your outstanding balances count, but your credit limits do not.

Does my first mortgage balance count toward my minimum balance requirement?
Not at this time.

I just got a new vehicle loan. Will I be automatically put in the next higher reward level?
No, not automatically, but you may request that we change your Reward level by calling Member Services or visiting a branch.

What happens if I don’t maintain the minimum combined balance?
A monthly fee will be applied to your checking account. The monthly fees are: $6 for Reward Level 1, $8 for Reward Level 2, $10 for Reward Level 3 and $12 for Reward Level 4.

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