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FAQs

Overdraft Protection

How will I know when overdraft protection was used?

I have overdraft protection from regular savings to checking, so why was my check returned unpaid?

Can I have less than $100 transferred from my regular savings account using overdraft protection?

 

How will I know when overdraft protection was used?
Transfers will appear on your monthly statement. You also can use Internet Home Banking or QuikLine Phone Banking to check on your account activity.

I have overdraft protection from regular savings to checking, so why was my check returned unpaid?
You may have exceeded 6 automatic transfers in the month, or there were not enough available funds in your savings account. To avoid that situation in the future, you may wish to authorize additional accounts or apply for a Personal Line of Credit to draw from.

Can I have less than $100 transferred from my regular savings account using overdraft protection?
So we can operate more efficiently, transfer amounts are standardized for all members. Other overdraft amounts are not available for this type of transfer.

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Related Information
Overdraft Protection
Personal Line of Credit
Home Banking
QuikLine Phone Banking