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Home Banking

How do I log on to Home Banking?

What if I forget my Security Code (password)?

I’ve been locked out of Home Banking. Why did that happen and how do I get back in?

If I get locked out of Home Banking, will I have to re-enroll for Enhanced Authentication?

How do I add to or delete an account from my Home Banking?

What types of transfers can I make?

How do I know if a transfer is successful?

How can I increase my security while banking online?

How do I log on to Home Banking?
First, enter your Logon ID, which is your social security number. Next, enter your Security Code, which is the last four digits of your social security number followed by the letters 'VACU'. For example, 1234VACU. The first time you access Home Banking you will be prompted to change both your Logon ID and your Security Code.

What if I forget my Security Code (password)?
Call Home Banking Customer Service at (800) 337-8727, Monday - Friday, 7 a.m. - 11 p.m. and Saturday, 8 a.m. - 5 p.m. You will be asked questions based on the personal information you provided when you registered for Home Banking to verify your identity, and you will then be given a new Security Code.

I’ve been locked out of Home Banking. Why did that happen and how do I get back in?
If you have entered your Home Banking Security Code incorrectly three times in a row, the system will automatically lock you out as an "inactive user." This feature helps protect your account from unauthorized entry. You will need to reset your Security Code by calling Home Banking Customer Service at (800) 337-8727, Monday - Friday, 7 a.m. - 11 p.m. and Saturday, 8 a.m. - 5 p.m.

If I get locked out of Home Banking, will I have to re-enroll for Enhanced Authentication?
Yes, if you get locked out of Home Banking, you will need to re-enroll in Enhanced Authentication. However, if you request a password reset before you're locked out you will not need to re-enroll.

How do I add to or delete an account from my Home Banking?
To add new accounts or delete old accounts, click on the "Account Information" link under the "Options" menu heading; then select "Add" or "Delete." Follow the screen prompts to complete your request. If you have questions or problems, call Home Banking Customer Service at (800) 337-8727, Monday - Friday, 7 a.m. - 11 p.m. and Saturday, 8 a.m. - 5 p.m.

What types of transfers can I make?

  • Immediate – the transfer is attempted immediately
  • One-time – transfer is made on the date you specify
  • Recurring – transfer occurs at your specified frequency as many times as you indicate

How do I know if a transfer is successful?
You will receive a confirmation number with each transfer, and you can also view your transfer history.

How can I increase my security while banking online?
We do everything possible to provide secure transactions. Here are several ways you can help:

  • Keep your security code confidential
  • Change your Security Code often, at least every 180 days
  • Keep your browser software up-to-date
  • Use virus protection on your computer and update it frequently
  • Don’t leave your computer unattended while logged into Home Banking

Additional information about online security is available in our Security Center.

 
Related Information
Home Banking
Enhanced Authentication FAQs
Bill Payer
Checking Services
Home Banking Welcome


TIP
QuikLine Phone Banking is also available for 24-hour account access. You'll need a touch-tone phone and your member number. Call (804) 323-2000 or (800) 285-1096.