Direct Deposit
Can I set up my direct deposit to put money in
more than one share account?
What information does my employer need to begin
direct deposit?
I currently have a 12-digit account number (ex: 000000022204).
Will that still work?
What is Virginia Credit Union’s routing
number?
How soon after I sign up will direct deposit
take effect?
How will I know when my direct deposit has begun?
How do I change my direct deposit from another
bank to the credit union?
Can I set up my direct deposit to put
money in more than one share account?
You can if your employer allows that option. Check with your payroll
office to find out if it is available.
If your employer does not offer that option, you can sign up for
our automatic transfer program to make regular distributions to
your various credit union accounts and loans.
What information does my employer need
to begin direct deposit?
Your employer will need an authorization form directing them where
to deposit the money, including the credit union's routing
number and your account number.
For new direct deposits, the preferred format is a 10-digit number.
If you have a 12-digit account number, it can be converted
to a 10-digit number by removing the first two zeros.
Some direct deposit forms are listed on our web site. Please
check with your employer to obtain the approriate form. They may
also require a voided check if your deposit will go into your checking
account.
I currently have a 12-digit account number (ex: 000000022204).
Will that still work?
A 10-digit account number is the preferred
format, but your 12-digit account nubmer still works. (Your 12-digit
number can be converted to a 10-digit number by removing the first
two zeros.)
What is Virginia Credit Union’s
routing number?
251082615
How soon after I sign up will direct
deposit take effect?
This depends on the processing time required by your employer or
payer. Check with them to learn what to expect. Some payments may
take up to 60 days to begin.
For Social Security payments, direct deposit could start within
30 days if you sign up with us through the QuickStart program. Complete
the QuickStart Application and
return it to us.
How will I know when my direct deposit
has begun?
If you are receiving direct deposit of your pay, your employer will
give you a direct deposit advice with your pay stub rather than
a paycheck. You can use our 24-hour QuikLine Phone Banking or Internet
Home Banking to verify receipt of your deposit. Your deposit will
also appear on your monthly credit union statement.
How do I change my direct deposit
from another bank to the credit union?
Check with the payer to find out the easiest way to do this. Or
you can print and complete the appropriate direct
deposit form available
on our web site. Check with your employer
to find out what form(s) are required.
Send it to your payroll office or the company or organization that
makes the deposit. It may take several pay periods, depending on
the payer.
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