Credit Card Balance Transfer Offer
Now until April 30, 2008, Virginia Credit Union cardholders can transfer balances from other lenders to their VACU credit card and get a special transfer rate from 4.99% - 6.99% APR.*

The smart way to get the most out of your money

• No balance transfer fees
• No cash advance fees
• Transfer rate stays the same until your transferred balance is paid off

It's easy to transfer your balances

• Current VACU credit card holders. Use our online Balance Transfer Request form to transfer your balances 24 hours a day, 7 days a week.
   
• Call us at (804) 323-6800 or (800) 285-6609 to find out your balance transfer rate and request your transfers 24 hours a day, 7 days a week.
   
• Don't have a VACU credit card? Apply online todaythen transfer your balances and start saving.

This balance transfer offer is available February 1 through April 30, 2008, so don’t miss this opportunity to transfer and save!

*Qualification, along with which promotional Annual Percentage Rate (APR) will be received, is based on specific credit criteria established by VACU. Not all cardholders are eligible or will qualify for this offer. Offer applies to balance transfers made 02/01/08 through 04/30/08. Balance transfer may not be applied to any other existing VACU balance. Balance transfers are subject to the same terms and conditions as Cash Advances. You may transfer only up to your available limit. VACU is not responsible for finance or other charges you accrue from other institutions because a payment was not received by their statement due date.