Switch your checking account

Looking for a better checking account? Ready to change your financial institution? Our step-by-step instructions will help you make a smooth transition to Virginia Credit Union checking.*

1. Open your new account
   Complete a membership/account application and mail it to us or return it to one of our branches with your opening deposit. Existing members may also apply by calling Member Services.
   
   For easy access to your funds, be sure to request a SuperCheck debit card. Don't forget to order your checks. Our standard check is the Virginia Credit Union custom check, which is the most economical choice.
   
   TIP: Consider opening a savings account or applying for a line of credit and designate it as overdraft protection for your checking account. You can apply for these services using our membership/account application.
    
2. Stop using your old account and let all your checks clear. Make sure enough funds are available to cover any outstanding items.
    
3. Change any direct deposits or automatic deductions
   Notify any company or organization that you want them to automatically deposit funds into your new Virginia Credit Union checking account (payroll, pension, retirement, certificates, investments). We have several Direct Deposit forms available on our printable forms web page.
   
   Notify any company or organization that you want to change your automatic deductions to be drawn on your new Virginia Credit Union account (mortgage, utilities, insurance, investments, internet service, health club dues, cell phone, charities).
   
   TIP: You may want to leave funds in your old account for any upcoming deductions in case your requests aren't processed in time.
    
4. Close your old account
   Once all your outstanding items have cleared and any direct deposits and automatic deductions are coming to your new Virginia Credit Union account, notify your previous financial institution that you wish to close your account. You may find our Request to Close Account form to be helpful.
   
   TIP: Be sure to destroy any unused checks, ATM or debit cards and deposit slips.

If you have any questions about making the switch or prefer to have any of these forms mailed to you, please contact Member Services.

*Checking requires an opening deposit of $20 or more.