Checking Services

Why pay high monthly fees for a checking account? You’ll get more for your money at Virginia Credit Union.

Compare our two options and choose the account that serves you best.

Free Regular Checking

• No monthly service charge
• No minimum balance
• No limit on the number of checks you write

Checking Plus

• Earn an attractive rate. Compare to interest checking elsewhere.
• No monthly fee if your daily checking balance is $750 or more, or if you participate in Relationship Package options 3 or 4. Otherwise, the monthly fee is $5.

Other advantages available with either checking account

• FREE online Home Banking
• FREE online Bill Payer
• FREE overdraft protection
• SuperCheck debit card - no annual or monthly fee
• Access to cash at worldwide ATMs

More benefits with these programs

• Relationship Package — Enjoy free checks, loan discounts and other free services with qualifying combined balances.
  OR
• PrimeTime — If you're 55 or older and use at least two Virginia Credit Union services, you can enroll and get a free box of VACU custom checks each year. You also pay no fee for travelers checks.

How to open a checking account
Just print and complete our membership/account application (pdf). Don’t forget to complete the check order form on the second page of the form. Return the forms, with your opening deposit of $20 or more, by mail or at any branch.

Use our Checking Switch Kit to help you make your transition to a Virginia Credit Union checking account.

Please contact us if you need help or we can help you in any way.