Car Loans

When you start thinking about buying your next vehicle, let us help. We offer great rates on loans for both new and used cars.

Why borrow from Virginia Credit Union?

• Finance up to 100% of the vehicle value* for qualified borrowers
• Fast loan processing
• .25% APR discount for payments by payroll deduction or automatic transfer from your checking account
• .25% APR discount if you have a credit union checking account and participate in a Relationship Package

It's easy to apply for a car loan

• Apply online now
• Apply over the phone, 24 hours a day, 7 days a week
• Apply at any branch
• Apply at a participating car dealer

More about our car loans

• New car financing with approximate terms up to 84 months for qualifying vehicles – call us for details
• Refinancing car loans from other higher-rate lenders
• Monthly or semi-monthly payments available

Contact us and we'll be glad to answer any questions you may have about car pricing, loan rates and the application process.

*The value of the vehicle is based on the MSRP or the retail value as determined by a credit union approved source.