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Car Insurance

Various insurance and asset protection products are available to complement the loans and other services Virginia Credit Union offers.

Vehicle insurance
Protection for your auto, motorcycle, RV or boat is made available to Virginia Credit Union members by Virginia CU Insurance Services.

Guaranteed Asset Protection (GAP)
This protects you when a gap exists between the actual value of your vehicle and the amount of money owed on it.

Loan protection insurance
To protect you and your family from a financial burden, optional term life insurance and disability insurance for loans are available at a reasonable cost. Learn more about loan protection insurance or ask for details when you apply for your loan.

Contact us and we'll be glad to answer any questions you may have about car pricing, loan rates and the application process.

 
Related Information
Car Loan Calculators
AutoSMART Research Services
Consumer Resources

Virginia CU Insurance Services


How GAP Could Help You
A member recently "totaled" her car. She was worried that she wouldn’t qualify for another car loan because she still owed a balance on her loan after the insurance company had made their payment.

Fortunately, this member had purchased Guaranteed Asset Protection (GAP) when she applied for the loan. GAP paid off her remaining loan balance and she was able to afford a new car!

Please contact us to learn more about low-cost GAP coverage for your vehicle.