Use a Virginia Credit Union checking account and keep higher combined deposit and/or loan balances under your member number to enjoy additional benefits with a Relationship Package. Enjoy loan discounts, free checks, and more.
Relationship Package FAQs >>
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To enroll, an active VACU checking account is required along with the
specified combined balances for the level you desire.
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Level 1
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Level 2
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Level 3
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Level 4
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$10,000 combined loan & deposit balances |
$5,000 combined deposit balances
OR
$15,000 combined loan & deposit balances |
$10,000 combined deposit balances
OR
$20,000 combined loan & deposit balances |
$15,000 combined deposit balances
OR
$25,000 combined loan & deposit balances |
| .25% APR discount on new personal, vehicle or home equity loans |
X
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X
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X
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X
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| $100 off closing costs on a new VACU first mortgage loan |
X
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X
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X
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X
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| Free VACU custom checks |
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1 box per year
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2 boxes per year
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2 boxes per year
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| Free travelers checks |
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X
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X
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X
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| Free official checks |
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X
|
X
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X
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| Free domestic outgoing wire transfers — 2 per month |
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X
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X
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X
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Free stop payment request — 1 per month
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X
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X
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| Free Checking Plus — no minimum balance |
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X
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X
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| 20% off VACU annual safe deposit box rental (based on availability) |
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X
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| Bonus renewal rate on a savings certificate or IRA certificate (special certificates excluded) |
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X
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Monthly fee for going below the minimum combined balance
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$6
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$8
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$10
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$12
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Your combined deposit balances are the total average monthly balance of these accounts under your member number:
- Active regular checking or Checking Plus
- Regular savings
- Premium and Premium Plus money market savings
- Savings certificates
- IRAs
Your combined loan and deposit balances are the total of all the above accounts, plus total month-end balances of these types of loan accounts under the same member number:
- Personal loans
- Vehicle loans
- Personal lines of credit (balance, not limit)
- Credit cards (balance, not limit)
- Home equity lines (balance, not limit)
- Home equity loans
Use our Relationship Package Calculator to find out if you qualify.
How to sign up for a Relationship Package
It’s easy! Just call Member Services to request enrollment in a Relationship Package.
If you have any questions, please see our list of Frequently Asked Questions or contact us if we can help you in any way.