Checking Account Comparison
Choose the account that works best for you and enjoy many convenient and free benefits.
| | Free Regular Checking | Checking Plus
(compare to Interest Checking elsewhere) | Compare your current account to VACU | | Minimum balance requirement | None — Free | | | | Monthly fee | None — Free | None if one of the above minimums is maintained; $8 otherwise* | | | Pays dividends | No | | | | Online Banking | Free | | | Online Bill Pay | Free | | | Electronic statements eStatements) — optional | Free | | | SuperCheck debit card | Free | | | 24-hour QuikLine Phone Banking | Free | | | Automatic Overdraft Protection transfers from other designated accounts | No fee** | | | ATM withdrawals at ATMs not owned by VACU*** | 4 free per month with debit card;
$1 thereafter | | | Check printing cost | The most economical choice is $16 for
150 checks.
Get free checks with qualifying Relationship Package or PrimeTime. | | | Other free benefits and discounts | | | | Overdraft/returned item fee | | |
*Effective 9/1/10, the minimum daily balance is $1,000 to avoid a $10 monthly fee
**$5 effective 9/1/10 (Maximum one fee per day even if multiple overdraft sources are accessed)
***Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.
Please contact us if you need help or if we can help you in any way.
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