Choose the account that works best for you and enjoy many convenient and free benefits.
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Free Regular Checking
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Checking Plus
(compare to Interest Checking elsewhere)
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Compare your current account to VACU
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| Minimum balance requirement |
None — Free
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$1,000 daily balance
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| Monthly fee |
None — Free
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None if one of the above minimums is maintained; $10 otherwise
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| Pays dividends |
No
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| Debit card |
Free |
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| Online Banking |
Free
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| Online Bill Pay |
Free
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| Electronic statements (eStatements) |
Free
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| Mobile Banking* |
Free |
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| Text Banking** |
Free |
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QuikLine Phone Banking
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Free
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| Automatic Overdraft Protection transfers from other designated accounts |
$5 maximum one fee per day even if multiple overdraft sources are accessed.
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| ATM withdrawals at ATMs not owned by VACU*** |
4 free per month with debit card;
$1 thereafter
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Check printing cost
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The most economical choice is $16 for
150 checks.
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| Overdraft/returned item fee |
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*While Mobile Banking is free from VACU, please be aware that your mobile service provider may charge you for data plan usage, so check your plan before you start using the service.
** While Text Banking is free from VACU, your mobile service provider may charge for sending and receiving text message. Check with your provider for details and specific charges that may apply for you.
*Please be aware the other ATM owner may charge a fee. Using your debit card to get cash back with purchases can help you save on ATM fees.
Please contact us if you need help or if we can help you in any way.