If you expect a refund when you file your federal taxes, the IRS makes it easy for you to directly deposit these funds into your credit union checking or savings account.

Direct deposit is safer, easier and you get the money faster than having a check sent by postal mail. According to the IRS, you can get your refund up to three weeks earlier.

To direct deposit your refund, go to the refund portion of your tax return:

• Enter Virginia Credit Union’s Bank Routing Number:
  2 5 1 0 8 2 6 1 5
   
• Select the account type: checking or savings
   
• Enter your checking or savings VACU account number (not your member number)
  
  For a deposit to checking, use the account number at the bottom center of your personal checks, including any leading zeros.
   
  

For a deposit to savings, please contact Member Services for the correct account format.

TIP: Using IRS Form 8888 - Direct Deposit of Refund allows taxpayers to deposit their refund into as many as three different accounts. This option is available for both paper and electronically filed tax returns.