I paid off my personal line of credit and want to borrow again. Do I need to re-apply?

How can I access my personal line of credit?

Does my interest rate remain the same until the balance is paid off?

I paid off my personal line of credit and want to borrow again. Do I need to re-apply?
A personal line of credit does not have a fixed term like a loan. It’s a flexible way to get money when you need it without having to re-apply.

How can I access my line of credit?
You can access your personal line of credit yourself using Online Banking or QuikLine Phone Banking, or request that a check be sent to you or a deposit be made to your credit union account.

Does my interest rate remain the same until the balance is paid off?
Personal lines of credit have variable rates, so the rate may vary monthly based on the prime rate.

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