Credit is an important part of our lives and our economy. It’s important to use it wisely. Here’s some information about credit.

• Debit or Credit Card?
• Free Annual Credit Reports
• Cost of Credit
• What is a Credit Score?
• What is a Credit Report?
• Taking Control of Your Credit Report
• BALANCE Financial Fitness and Credit Counseling
• Worried about late payments?

Additional Resources

• Credit Cards Consumer Guide — Federal Reserve 
• CreditPage
• Equifax
• Experian
• Federal Trade Commission Bureau of Consumer Protection
• Free Annual Credit Report — Federal Trade Commission
• MasterCard
• My FICO
• The National Foundation for Credit Counseling
• TransUnion
• Verified by Visa
• Visa

Please contact us if you have questions or if we can help you in any way.