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Home > Borrow > Mortgages > VACU Mortgage Center > Mortgage Process
 Mortgage Process

We want to get you ready for buying a home by explaining the steps involved. The more you know about the mortgage process, the more confident you’ll feel about making important homebuying decisions.

Process Overview

Pre-Approval

Rate Lock-in

Closing Process

Closing Costs

Homeowners Insurance

Mortgage Documents Checklist

How Much Can You Afford?

  

Apply safely and easily for your mortgage online

Interactive online homeownership education

  

Consider using Virginia Statewide Title Services for title insurance


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