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Home > Borrow > Mortgages > VACU Mortgage Center > Mortgage Process

Enjoying their home, the family in this image says - They helped make our dream possible.

Mortgage Process

We want to get you ready for buying a home by explaining the steps involved. The more you know about the mortgage process, the more confident you’ll feel about making important homebuying decisions.

Process Overview

Pre-Approval

Rate Lock-in

Closing Process

Closing Costs

Homeowners Insurance

Mortgage Documents Checklist

How Much Can You Afford?

Apply for a VACU mortgage now

Virginia CU Reatly


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