As you take steps toward the purchase of your first home, we are here to help answer any questions you might have, and to provide valuable information about programs available to you.

Renting vs. Owning

How Much Can You Afford?

Saving for a Down Payment

Escrow Basics

Attend a free seminar for first-time buyers
Your credit union regularly offers seminars for first-time homebuyers. Get valuable information on the home buying process and talk with our Mortgage Consultants.

Get pre-approved
It’s easy to apply at Virginia Credit Union. When you find the house you’ve been looking for, you’ll want to make an offer quickly. Improve your negotiating power and be prepared by getting pre-approved for your loan at VACU before you start shopping.

Additional Resources and Information
BALANCE Financial Fitness Program - Pre-purchase education for members who want to buy their first home.