Thank you for your interest in applying online for a mortgage loan with Virginia Credit Union.

• Only members of Virginia Credit Union may complete a mortgage application. If you're not currently a member, learn how to join and check your membership eligibility online. Once you join you can apply for your mortgage.
• We finance property located only in Virginia—primary residences, second homes and land only.
• Once we have a property address and completed application, we can usually close your loan in 30 to 45 days.

APPLY ONLINE NOW  >>

If you prefer, you can apply other ways:

• By phone. Call us 24 hours a day, 7 days a week to apply over the phone.
• By mail.  Call us to request a mortgage application package by mail.
• In person. Visit a branch or call us to schedule an appointment with a mortgage specialist..

Contact us if you have any questions or we can help you in any way.