The following loan product and rate information current as of the effective date shown below. VACU may offer other rates and terms or amend such rates and terms from time to time. Your rate may vary based on factors such as your credit history, payment method and Relationship Package participation. For more information and other rate options, please contact us.

Effective date: March 12, 2010

View current mortgage rates in our Mortgage Center >

   
Please contact us for rates and other information about loans originated at dealerships that participate in Credit Union Direct Lending (CUDL). For untitled or older vehicles, our personal loan rates apply.

¹ This APR is only for vehicle loans greater than $15,000. The value of the vehicle is based on MSRP or retail value as determined by a credit union approved source. Not all borrowers will qualify for this rate and term. 

² This APR is only for vehicle loans greater than $30,000. The value of the vehicle is based on MSRP or retail value as determined by a credit union approved source. Not all borrowers will qualify for this rate and term.

 
Property insurance is required. If you close a Home Equity Line of Credit or pay off a Home Equity Loan within 36 months after getting it, you may be required to reimburse the credit union for closing costs.

¹ APR on an Equity Line may vary and may be adjusted monthly based on the Prime Rate published in the Wall Street Journal. Minimum APR is 4.50%. Maximum APR is 18.00%.

   
¹ APR on Personal Line of Credit may vary and may be adjusted monthly based on the Prime Rate published in the Wall Street Journal. Minimum APR is 7.00%.

² Other rates and terms are available. Minimum loan amount applies.

³ APR may vary.

 
¹ Which APR you receive is based on our internal credit criteria, including a review of your application and consumer report. Not all applicants are eligible or will qualify for a VACU credit card and/or a promotional balance transfer APR. Annually we will re-evaluate your credit information and at such time, your APR, excluding any promotional balance transfer APR, is subject to change. If your APR changes, you will be notified at least 45 days prior to such change.

 
¹ This APR is only for vehicle loans greater than $15,000. The value of the vehicle is based on MSRP or retail value as determined by a credit union approved source. Not all borrowers will qualify for this rate and term.

² Contact us for additional term options and rates.

 
¹ This APR is only for vehicle loans greater than $15,000. The value of the vehicle is based on MSRP or retail value as determined by a credit union approved source. Not all borrowers will qualify for this rate and term.

² Contact us for additional term options and rates.