Now until November 30, transfer balances from other lenders to a Virginia Credit Union credit card and get our special transfer rate from 5.99% - 7.99% APR.* What a great time to transfer and save!

It's the smart way to get the most out of your money

• No balance transfer fees
• No cash advance fees
• Transfer rate stays the same until your transferred balance is paid off

If you already have a Virginia Credit Union credit card, you can transfer higher-rate loans or credit card balances elsewhere to your card using our online Balance Transfer Request.

You can also call us at (804) 323-6800 or (800) 285-6609 to find out your balance transfer rate and request your transfers.

This balance transfer offer is available through November 30, 2009, so don’t miss this opportunity to transfer & save!

*Qualification, along with which promotional Annual Percentage Rate (APR) will be received, is based on specific credit criteria established by VACU. Not all cardholders are eligible or will qualify for this offer. Offer applies to balance transfers made 9/01/09 through 11/30/09. Balance transfer may not be applied to any other existing VACU balance. Balance transfers are subject to the same terms and conditions as Cash Advances. You may transfer only up to your available limit. VACU is not responsible for finance or other charges you accrue from other institutions because a payment was not received by their statement due date.