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Home > Borrow > Car Loans > VACU Car Loan Center > Car Loans at VACU

Same low rates on new and used cars.

Car Loans at VACU

When you start thinking about buying your next vehicle, let us help. We offer great rates on loans for both new and used vehicles.

Why borrow from Virginia Credit Union?

It's easy to apply for a vehicle loan

More about our car loans

  • New car financing with approximate terms up to 84 months for qualifying vehicles – call us for details
  • Refinancing car loans from other higher-rate lenders
  • Monthly or semi-monthly payments available

Contact us and we'll be glad to answer any questions you may have about car pricing, loan rates and the application process.

*The value of the vehicle is based on the MSRP or the retail value as determined by a credit union approved source.


Please be aware that Virginia Credit Union does not endorse or guarantee these companies and organizations or their services. The credit union is not responsible for the content of the web sites found at these links, or beyond, and does not validate the accuracy or appropriateness of any information located there. For their privacy information, please review the privacy policies on the linked web sites.


Let Virginia CU Insurance Services shop rates for you
How GAP could help you

A member recently "totaled" her car. She was worried that she wouldn’t qualify for another car loan because she still owed a balance on her loan after the insurance company had made their payment.

Fortunately, this member had purchased Guaranteed Asset Protection (GAP) when she applied for the loan. GAP paid off her remaining loan balance and she was able to afford a new car!

Please contact us to learn more about low-cost GAP coverage for your vehicle.


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This credit union is federally insured by the 
National Credit Union Administration