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Home > About VACU > The Credit Union Difference
The Credit Union Difference

Virginia Credit Union members enjoy a variety of personal financial services, but we're very different from a bank. 

Credit Unions
Banks
Credit unions are financial cooperatives that exist solely to serve their members. Banks are for-profit corporations.
Credit union earnings are used to serve the membership's needs. There are no outside stockholders—only members. Banks are in business to make profits for its stockholders, who may not even be bank customers.
A credit union serves only its members. It has a defined field of membership approved by its government regulators. Banks serve the general public.
Members on credit union boards of directors serve in a volunteer capacity.
Bank boards of directors are paid for their services.

When you join, you become a member and an owner. Join today and enjoy the credit union difference!


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This credit union is federally insured by the 
National Credit Union Administration