Virginia Credit Union members enjoy a variety of personal financial services, but we're very different from a bank.
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Credit Unions
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Banks
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| Credit unions are financial cooperatives that exist solely to serve their members. |
Banks are for-profit corporations. |
| Credit union earnings are used to serve the membership's needs. There are no outside stockholders—only members. |
Banks are in business to make profits for its stockholders, who may not even be bank customers. |
| A credit union serves only its members. It has a defined field of membership approved by its government regulators. |
Banks serve the general public. |
Members on credit union boards of directors serve in a volunteer capacity.
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Bank boards of directors are paid for their services. |
When you join, you become a member and an owner. Join today and enjoy the credit union difference!