Virginia Credit Union members enjoy a variety of personal banking services, but we're very different from a bank. The credit union is a not-for-profit cooperative, owned by our members.

Credit Unions	Banks
Credit unions are not-for-profit financial cooperatives that exist solely to serve their members.	Banks are for-profit corporations.
Credit union earnings are used to serve members’ needs. There are no outside stockholders – only members.	Banks are in business to make profits for its stockholders, who may not even be bank customers.
A volunteer board of directors is elected by the credit union membership to represent them.	Bank boards of directors are paid for their services.
Every member of a credit union has an equal vote.	In a bank, the more shares a stockholder owns, the more votes he or she has.
A credit union serves only its members. It has a defined field of membership approved by its government regulators.	Banks serve the general public.

When you join, you become a member and an owner. Join today and discover the credit union difference!