It's easy to join the credit union. Once you know you're eligible to join, simply follow these steps to open your accounts. You can join in person at any Virginia Credit Union branch location or by mail. If you are mailing your application, please send it along with your deposit(s).
- Complete a Membership/Account Application. You can download a PDF version from our site or fill one out at a branch.
- Open your membership with a $5 deposit. This represents your one share in the ownership of the credit union. A separate Member Share account is used to hold only your $5 membership deposit.
- Apply for services such as savings, checking, loans or credit cards.
- To open a regular savings account, deposit any amount. Dividends are paid on balances of $100 or more and members under age 21 earn dividends on all balances.
- To open checking, deposit $20 or more to open your account.
- To apply for a loan or credit card, print and complete a credit application (pdf). You may also apply online or by phone once you’ve received your member number.
- To open other savings or certificate services, deposit any amount. Some services may require a minumum deposit to open an account.
We look forward to becoming your credit union! Please contact us if you have questions or if we can help in any way.